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How It Works

How It Works:

The group insurance program is underwritten by Industrial Alliance for Life, Long Term Disability and Weekly Indemnity, AIG for Accidental Death & Dismemberment and Green Shield Canada for Extended Health and Dental benefits. An Employee Family Assistance program (EFAP) is provided by Morneau Shepell and is also included as part of the Extended Health benefit.

The group benefits plan is designed on a building-block approach. Each employer can choose the plan which is best suited to the needs of its staff. Options are as follows:

Short Term Disability
Dental
Benefits
Health
Benefits
Long Term
Disability
AD&D
Insurance
Life
Insurance
Short Term Disability
Dental
Benefits
Health
Benefits
Long Term
Disability
AD&D
Insurance
Life
Insurance
Short Term Disability
Dental
Benefits
Health
Benefits
Long Term
Disability
AD&D
Insurance
Life
Insurance
Short Term Disability
Dental
Benefits
Health
Benefits
Long Term
Disability
AD&D
Insurance
Life
Insurance

Plan 1
Plan 2
Plan 3
Plan 4

BENEFIT SUMMARY

BASIC LIFE INSURANCE AND BASIC ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) INSURANCE

OPTIONAL LIFE AND AD&D INSURANCE

LONG TERM DISABILITY INSURANCE

LTD Benefit Tax Status...

EXTENDED HEALTH BENEFITS (included in plans 2, 3 & 4 only)

DENTAL BENEFITS (included in plans 3 & 4 only)

Dental Services Include:

WEEKLY INDEMNITY INSURANCE

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